VA math is not simple addition. Add your ratings below to see your real combined rating and 2026 monthly payment.
The VA uses a "whole person" method (38 CFR 4.25), not simple addition. Each rating is applied only to the "healthy" percentage you have left, so your ratings always combine to less than their sum — and the final number is rounded to the nearest 10.
Read the full guide to combined rating math →This calculator is an estimate for educational purposes. It uses the VA whole-person method (38 CFR 4.25) for a single veteran with no dependents and does not account for dependents, the bilateral factor, SMC, or TDIU. Your official rating is determined by the VA. Veterans Benefits Unlock is not affiliated with the VA or any government agency.
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Veterans Benefits Unlock is a private service and is not affiliated with the U.S. Department of Veterans Affairs or any government agency. A nexus letter is a medical opinion and does not guarantee any specific VA rating or claim outcome. Always consult an accredited representative regarding your claim.
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